Zarutskie holding her arm after the attack. Twitter

An Instagram model, Katarine Zarutskie, on Wednesday was attacked by sharks on the docks of Staniel Cay in the Bahamas.

Narrating her ordeal, she said one of the sharks clamped its jaws onto her arm and pulled her underwater.

The 19-year-old Californian model, who is no stranger to the beach, said she was inspired to swim with the sharks by similar photos she had seen before.

Zarutskie said; “All of a sudden it felt like 15 people were squeezing on my wrist really, really, really hard.

“Next thing I knew I was underwater and I felt this, and the adrenaline just kicked in. It seemed safe and I’d seen all these photos so I totally thought it was okay.”

When her boyfriend’s father began to take photos of Zarutskie floating amongst the sharks, he unwittingly captured the shark submerging her.

The owner of the marina said that nurse sharks were typically docile but the sharks could have been feeding and might have mistaken Zarutskie’s fingers for food.